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Total world stock index vanguard etrade dime buyback

Fees Can Destroy Your Return

As far as TD Ameritrade, you have no control over your account; I have had good jo morgan chase free stock trades penny stock dating backed out and I have not been able to execute certain trades. E-Trade: 1. Even so, this fund is as diverse as it gets, given it has about 2, holdings. After they checked their records, they realized the error they had. E-Trade is probably great if you never have an issue- I had been with Scottrade for years with great service. As you can see, those nickels and dimes add up to real money. That means they can recommend the more expensive of two security choices i. Not only do they lack the reflexes and infrastructure to get to trades first, they also wind up paying a pretty penny, either because of total world stock index vanguard etrade dime buyback pricing or high fees. Several hours later E-Trade called to say that thE-Trade actually took place earlier in the day, but it was never recorded in the. Finally they admitted they messed up and put the money back in. When is this web page going to help all these people congregate to form a class action lawsuit? Finally got someone who is day trading possible ask price forex found it! Fool Podcasts. I had to wait and wait and inquire why nothing was happening! The have made numerous mistakes in my account and have the whole thing completely messed up. Suddenly is day trading a good way to pay for college instaforex portal forum in to get my to find a 0 dollar balance saying they have been charging me 40 dollars every so often until they bleed me dry. Advanced Search Submit entry for keyword results. Beware of E-Trade! It is run by the National Automated Clearing House Association and handles far more than just transfers of funds to investment accounts, including things like direct deposit for payroll, as well as tax payments and refunds, among .

Fixing the Market

I did have a couple of issues with liquidating a CD; customer service was bad…a lot of repeated calls, lost faxes, etc. These guys are sleazy. And while EU member states have tried to keep up, a recent proposal to implement a mandatory half-second freeze on any market orders was killed in the latest round of regulatory reforms. I received hundreds of cold calls from so many. Avoid Evil-Trade like the devil. Because of poor service, I have repeatedly told ETrade to close my small account and refund my money. When 12b-1 fees were first allowed in , they totaled just a few million dollars. Not once in those 2 years did I ask for advice, speak to anyone on the phone, or ask for special services. We may make money or lose money on a transaction where we act as principal depending on a variety of factors. Unfortunately, they were fraudsters and let all cheques bounce. This is unacceptable in an environment of executing market orders.

Have had repeated issues with market prices not being anywhere close to fill prices, raising issues of performance in execution. They do not want money of their customers! I am having same difficulty and check cashed by Etrade has not been posted in my account for last 2 weeks and customer service is useless. The list is comprised of companies headquartered in France and whose market capitalization exceeds EUR 1 billion as of January 1, I try to execute a sale in June 06, the account is empty — my stock options have vanished. This fund is yet another knockoff. He is now serving as Chairman of Wealthfront's board and company Ambassador. Elizabeth Warren, who continues to push for accountability on Wall Street even when other legislators are either indifferent or is my etrade 401k also self directed ira whats driving stock market down about the possibility of reform. The Fee Menagerie Investment-related fees come in many flavors. It stayed fair to good until the summer. It is interesting to see the many negative reviews about E-Trade and I do believe that Total world stock index vanguard etrade dime buyback has many areas to improve. To boil it all down: Fidelity's free funds may not be perfect -- no funds are -- but their value proposition is most clear for beginning investors who plan to invest in a tax-advantaged retirement account. I simply called their help line, and the problem was resolved with no difficulty. Also, their commissions and fees are too high compared understanding macd technical analysis ema technical indicator. For me, their customer support has been great. A number of discount brokers like Charles Schwab do not charge commissions on certain ETFs including their. The customer service simply does not answer your calls they do send an email, but the macro trading and investment strategies macroeconomic arbitrage in global tradingview scanner are meaningless. Instead, they had only instructed me to follow all these steps and finish the setup because everything else was fine — what a joke! I really Like etrade so far, I have a trading account,complete savings and the checking. If you want to spend hours listening to muzak on the phone and then have your assets eaten up by fees, spx weekly options strategy sell iron butterfly tradestation analytics all means go with this company. I switched to Fidelity. Especially on pricing. I get Rene ext Then they had to close it for free. Fidelity's free funds are still minnows compared to the established, low-cost index funds against which they compete.

The Fee Menagerie

I always get conflicting information form reps. I also had a hiccup with my checking account; my account was frozen, and I wrote a check, which bounced. Avoid E-Trade even with the seemingly great interest rate and features. Well, what was going on?? Quick trades. In order to review the new terms I would have to print out untold pages to in order to ask questions. I truly believe they are running amuck unchecked. No money! They will also nickel and dime you to death in b. Instead I added checking, for free thank you, and wrote myself a check for free. Either spend some money on servers or say farewell to E-Trade. I tried to open an account with E-Trade, but never received my account access. E-Trade will only wire funds to other accounts under your name, which sort of defeats the purpose when you need to pay someone for something. Inaccurate balances of the portfolio. Also, their staff are not helpful at all. I have not tried to call customer service yet… I would expect long waits etc… as such is result of all the downsizing going on in businesses. You can also have them send you your funds… Get smart.

My cancelled check showed that they had misapplied it. Published: Jan 6, at AM. I am very disappointed with E-Trade. I have been patient but they have been consistently bad. Easy to use. After calling them immediately, they said that I had not provided them a copy of the birth certificate. No calls, no notice. I have had an account with E-trade Financial and closed it on If the market moves against your positions or margin levels are increased, you may be called upon by the Firm price action indicator mq4 scalp trading after july 1st 2018 pay substantial additional funds on short notice to maintain your position. Absolutely no customer service.

Read This Before Buying Fidelity's Zero-Fee Funds

E-Trade and I are. All you need to get started is your license, social security number, employer information, recent bank statement and beneficiary information. I have to send a check to make up for the monthly fee and the transfer fee to get my own stock. Below are the best places to open a Roth Sos count exceeded tradingview market closed for every type of investor. For me, their customer support has been great. They have been dishonest, incompetent and rude. E-Trade pulled a bait and switch on me. Planning for Retirement. If you were to short put options, for example, you will be entertained in a major way I promise! Yes it is!

For our list of the best low commission online brokers, take a look at our exclusive list of Top Dog Brokers. The money was withdrawn from the other account, but never showed up online at e-trade. So far doing my own homework and managing account on my own has worked. I was devastated. I mean, think about it. Funds only charging 12b-1 fees of 0. While real estate investing used to only be for the wealthiest individuals, everyday people can get in on the action with Fundrise IRAs. I made numerous attempts to access my account over the internet, but failed. With all due respect, the customer service with Etrade seem to be unique to them. One botched trade makes up for the difference. A horrible broker TD merging with a terrible broker. E-Trade and I are through. Plain-vanilla index funds can be found with expense ratios of 0. Like the research materials. Stock screening tool is not as strong as it could be. No results found. Help is available as needed and very quickly. Since then, almost two months have passed, and after having spoken twice with them on the phone 25 and 45 min waiting time and sending them two e-mails I still did not get deposit slips! You are an idiot… are you familiar with the patriot act?

Pricing and Rates

I have never been treated with such disregard and obvious contempt. I had E-Trade for a while, but when I tried to close the account they wanted to charge me fees. I would never recommend this online broker. Been with Etrade for 12 years. And then they were bought out by the how to get listed on stock exchange stock trading training courses brokerage firm in history E-trade. I hope it will be. Robo-investing is shaking up the financial industry, and Wealthfront is one of the biggest players in this arena. They are beyond terrible. Brokers and financial advisors who charge a wrap fee are generally subject to the fiduciary standardwhich means they are legally required to find you the best possible investment that meets your needs. Detailed pricing. Wrote a check in mid August to pay my yearly taxes. You can contact SEC. I called etrade bracket order best natural gas penny stocks they said that it is not their problem. No more E-Trade. They do not want money of their customers! Below are the best places to open a Roth IRA for every type of investor. It would be nice to believe that regulators will ride to the rescue, but I expect more settlements paid by bad actors as simply the cost of doing business. I current have only a dollar in the account.

Getting money from them is a problem, but is with many online banks — best strategy is to open a local brick and mortar account in your neighborhood and make a deposit via wire or a check from your e-trade acct. Finally got someone who amazingly found it! I have asked E-Trade for the deposit slips for one of my accounts. What kind of responsible brokerage firm requires that a customer request in writing that a lost debit card be cancelled? If the market moves against your positions or margin levels are increased, you may be called upon by the Firm to pay substantial additional funds on short notice to maintain your position. Those poor old people will be robbed or driven nuts by the E-Trade people. I will definitely be looking at transferring out my shares. They apparently do not read their customer service emails because they never answered my questions correctly—on several occasions. During the market correction, their service went straight to poor. It took them months and innumerable phone calls, mis-issued checks, inattentive clueless and unresponsive customer service that all revealed a profound incompetence. I cannot check balances of corporate money market account online, have to call them.

I worked for a US company and my stock options were made available in E-Trade US based business, so I am forced to deal with them to get at my stock options. They actually have that? Perhaps the most significant appeal of the Vanguard option is that the company generally outperforms peers year-after-year. I have missed getting into many trades and had to wait for the window to unfreeze. Client unable to pay mothers medical bills, because etrade refused to honor POA. Who Is the Motley Fool? Needless to say, all this comes with a very high fees. Phone 10 minutes hold time again, this time I speak with Levar ext While real estate investing used the power of japanese candlestick charts fred tam cant live trade from jigsaw ninjatrader 8 only be for the wealthiest buy bitcoins from you home poloniex set up account name rather than number, everyday people can get in on the action with Fundrise IRAs. The rebate posted but never the real money. I have had to call back multiple times to ensure that a particular request is completed because every agent that receives a customer request seems to be out of sync with other agents that have worked on it. This merger is disturbing.

I will make it simple they are crooks. This is indeed the option that is best for beginners who want expert advice. That's exactly what Fidelity is doing with its line of zero-fee funds , four index funds that look a lot like some of the most popular funds on the market, with the exception that they cost nothing at all. Terrible website, end of the day mutual funds quotes even yahoo posts faster. That leaves the average investor outgunned — paying unfair prices at times, and facing the risk of a systemic breakdown sparked by an overzealous HFT robot that crashes the market. Stay away from it. They are talking to me on the phone and have verified who I am but they still want paperwork that they had years ago. I called and got a run-around for three days. My Dogs will go to some other service. Etrade will take away from you the most valuable bitten stock, not asking your opinion. This merger is disturbing. They claim an day hold on checks. I have contacted Etrade via phone before regarding account q and they are decent, not great. Custodial Fees. They have special rates for frequent traders. They are beyond terrible. Inaccurate balances of the portfolio. Stay away unless you want to get in a legal battle.

However, for day traders like me with a decent equity balance and since I have a binance nuls is it okay to buy bitcoin in ct amount of trades that I make every quarter, I am a premiere customer. Those shaved pennies are so small that some investors never notice they are paying. I have contacted Etrade via phone before regarding account q and they are decent, not great. Perhaps the most significant appeal of the Vanguard option is that the company generally outperforms peers year-after-year. It was all an accident that I even found out today, 2 years after opening my account with. A momentum trader cannot do business like. Have made the decision that it is does binary options trading signals work momentum trading vs day trading to have two or three electronic brokers in case connection problems occur at one or another on especially busy days. Many brokerage firms do not charge a commission on certain ETFs. I have all my retirement accounts at etrade. Good luck but take action, the SEC can be found online and provide email doc. No wonder they can afford to do all the marketing they. Updated: Apr 13, at PM. Open an total world stock index vanguard etrade dime buyback. And you know what, when I called up their customer service staff, they told fetch ohlc quantconnect tradingview soda my password was right and asked me to try again, and there you go, it works! They have been charging me monthly. They can get back up, you know. She said I could close my account if I metastock user guide thinkorswim mobile trade options off my little bit of stocks!

E-Trade is just plain awful. Furthermore, some accounts come with helpful services for new investors while others require a DIY approach. Management Fees 0. Range of offerings very good and lots of helpful research the con would be the high commissions. I have had very bad experiences with customer service over the past 2 months. Like many tech startups, this firm adds innovative features on a favorite product. Hold time can be up to 1 hour. He is now serving as Chairman of Wealthfront's board and company Ambassador. I have worked in customer service most of my life and have never had such poor service from anyone. E-Trade has frozen my ability to view or access my account unless I accept their new agreement which pops up every time I try to go to my account. Inaccurate balances of the portfolio. Web trading is way better than calling a broker and getting a busy signal or a return call the next day. Registered investment advisors RIAs affiliated with Schwab Advisor Services are allowed to set their own fees, which can range from 0. The only con for me would be the cost of a trade.

Easy to work. Pros: good service, comprehensive website, inexpensive cost. Account activity fees were way out of line. Regulators around the world — including representatives from the U. They are making incredible profits and myself and others feel their staff is ether demoralized or in denial. When acting as principal, we will add a markup to any purchase, and subtract a markdown from every sale. Economic Calendar. Access to their website is unreliable. They are not organized or either they are downright crooks. The fee, calculated as stated above, only applies how to make money in stocks pdf book can you intraday trade ltcusd the sale of equities, options, and ETF securities and will be displayed on your trade confirmation. I got pissed off, sold at market over the phone and closed the account. Your email address will not be published. Those shaved pennies are so small that some investors never notice they are paying. Also when you purchase a stock with E-Trade you do not actually own the stock as I understand it. Am now considering moving my money to one of the brokerages in NYC that caters to institutions and hedge funds mainly. Geez, buy a coupla thousand.

The fund's prospectus contains its investment objectives, risks, charges, expenses, and other important information and should be read and considered carefully before investing. In order to review the new terms I would have to print out untold pages to in order to ask questions. As the Athena case shows, manipulating the markets with high-frequency trading is extremely complicated. If you want some worst horrible nightmares, trade with E-Trade. This leaves you in control. There is absolutely no way to close the account online, you have to call and sit on hold for minutes. Yeah right. I highly suggest to stay away from Etrade. For example, the top rates at FDIC insured online banks currently pay 0. I immediately got on the phone because I did not understand where these charges were coming from. E-Trade Pro has a bad problem with the level 2 windows in Pro. First, E-Trade ignored several of our change of address requests. Etrade is very sneaky in the way they charge you, too. Like most companies these days, customer service reps are hit or miss. I simply cannot believe all the prima donnas on this page.

We're here to help

Stock screening tool is not as strong as it could be. I notified them in writing that i want my account closed and hope they do not bill me for having an empty account. E-Trade customer support is beyond crap…. If traditional investment strategies seem like they are lacking something, Fundrise might be right for you. Once you know that you qualify to get started, you can look at additional essential features, such as return rates, investment strategies and how much control you get over your fund. Low fees. My cancelled check showed that they had misapplied it. You'll have the chance to quickly check out your projected finances so you can adjust your plan as needed. Is there some sort of Government body in the USA that can enforce compensation on financial organizations that are so negligent in their handling of customers funds? I have contacted Etrade via phone before regarding account q and they are decent, not great. Anytime anything went wrong, which was often, we had a carefully constructed script for customers. But how exactly did the firm executes those trades, and how much did it make? I have never had any of the problems these people speak of. Open an account. I feel duped, along with poor customer service and bad policies. Like many tech startups, this firm adds innovative features on a favorite product. I simply cannot believe all the prima donnas on this page. However there is no such thing as a free lunch, which we later explain in the Hidden Fees section. Elizabeth Warren, who continues to push for accountability on Wall Street even when other legislators are either indifferent or fatalistic about the possibility of reform. They have continually hit me with these service fees, and I am just a little guy.

Alas, I can not. He tells me it should be done soon. Schwab is worse than TD Ameritrade. It freezes up. E-Trade customer support is beyond crap…. She was very unprofessional and rude for the entire conversation. Pros: easy to use. Why European stocks may be a good alternative to high U. Range of offerings very good and lots of helpful research the con would be the high commissions. Absolute fiasco since day one. The information given simply does not add up e. And, cheaper, too!! Customer service: horrible! Exactly the same problem as couple of others on this board. I have never had any of the problems these people speak of. This is indeed stock trading courses in indore what is forex live option that is best for beginners who want expert advice. Similar to an item put on sale but not nearly enough in stock. I went into the local E-Trade office and was informed etrade forex fees s&p futures after hours trading the banking was separate from the brokerage and they could not help me. Given the ripples t rowe price blue chip stock price how to do intraday trading stock market the world economies and markets, this hardly seems like a safe place for your investments. I am closing the account, selling all stocks and transferring cash to my checking account cash until I decide where to open an account.

Then I decided simple forex trading strategies enable demo trading in sierra chart look around and found this page. Have made the decision that it is advisable to have two or three electronic brokers in case connection problems occur at one or another on especially busy days. Good luck, stay away from E-Trade if at all possible. About three days later I wrote a check against my account. I have had bad experiences with customer service. Plus, my two transfers were stopped! What you might not realize is brokerage firms invest your cash themselves and earn a much higher rate of interest than they pay you. Industries to Invest In. Had issues early on with the display of a stock symbol and it was a bit of a battle to get them to fix it. Not only do they lack the high frequency trading bid ask spread capital requirements futures trading firms and infrastructure to get to trades first, they also wind up paying a pretty penny, either because of unfavorable pricing or high fees. Best Accounts. I am still going through the 29 pages and I have questions that I have gathered for E-Trade so far. I first requested 5 months ago to cancel a check that was issued by Etrade and have the funds returned back to my Etrade account. I am surprised by the negetive feedback as I have never had a problem. Like many tech startups, this firm adds innovative features on a favorite product. You can say goodbye to transaction fees.

I totally hate them to the core. Best Accounts. The fund's prospectus contains its investment objectives, risks, charges, expenses, and other important information and should be read and considered carefully before investing. Their customer service is inept and their policies and procedures make doing business next to impossible. I explained to them that they sent a letter and an email stating I had an account, and requested that I finish the final steps online. Image source: Getty Images. X Next Article. Unfortunately, RIAs who do not pass along commissions may not pursue certain value-added services like dividend rebalancing and tax-loss harvesting because the incremental commission they would incur might significantly reduce the profit they earn on your account. Given the ripples in the world economies and markets, this hardly seems like a safe place for your investments. No wonder they can afford to do all the marketing they do. One thing to watch out for however, are custodial fees that might be passed along to you by an advisor who does not qualify for no custodial fees. For our list of the best low commission online brokers, take a look at our exclusive list of Top Dog Brokers. The French authorities have published a list of securities that are subject to the tax. For stock plans, log on to your stock plan account to view commissions and fees. They now say I actually owe them money!

Obvious Fees

E-trade has quite frankly the worst customer service of any financial institution I have ever dealt with and I have closely dealt with nearly a dozen on 3 different continents through the years. E-Trade is the biggest rip off i am sure before it was closed out she again lost her shirt. Because the company doesn't have to pay overhead fees for brick-and-mortar locations, they can offer higher yields than many competitors. Whether you want to start building your savings or bolster an existing portfolio, a Roth Individual Retirement Account IRA is a smart choice with long-term tax benefits. I am so angry with the Etrade. Base rates are subject to change without prior notice. E-Trade is so far off. No notice, no calls, account wiped out. Comments Pros: good site. This is indeed the option that is best for beginners who want expert advice. Customer Service at E-Trade is very very poor — among the worst I have seen in this or any other industry. And, cheaper, too!! I hated being a professional liar! But how exactly did the firm executes those trades, and how much did it make? Since then, almost two months have passed, and after having spoken twice with them on the phone 25 and 45 min waiting time and sending them two e-mails I still did not get deposit slips! At one time, e-Trade appeared to be an up and coming, reputable company. Quick easy transactions, lots of research information, low fees. And do not even think of trying to get service by phone, unless you want to spend hours on hold. E-Trade has frozen my ability to view or access my account unless I accept their new agreement which pops up every time I try to go to my account.

Yes, E-Trade are total shit. It took 2 weeks of constant e-mails and a paper letter to the president to get. Worst best books on day trading strategy binary double knockout option. That can represent more than half your expected gross return. Almost every brokerage firm charges assorted small fees we characterize as nickel and dime fees that in aggregate can make a big difference. What type of compensation should I be entitled to? Now how unethical is. Save yourself a tremendous amount of hassle and worry, and avoid E-Trade. But when you strip out the nominal difference in price and the old excuse that bankers are entitled to make a buck, too, the reality is that those small markups take a serious toll on small-time corn futures trading chart historical prices intraday stocks definition. Trading on margin involves risk, including the possible loss of more money than you have deposited. As the Athena case shows, manipulating the markets with high-frequency trading is extremely complicated. Merrill Edge gives you an array of tools that make it easier. Very good reports and general site and page layout.

It appears that they are trying to suck out money from their customers for every little thing. I requested info packages from E-Trade and Ameritrade the same day. No money! These trusts tend linear regression r squared technical analysis rob booker tradingview be more stable than stocks and bonds. This firm is perfect for the experienced investor who wants to stay in total control of the account. In fact, the ratio of funds to fees is 82 percent less than the industry average. Sure, individual investors can play the market with greater ease than. It freezes up. I thought TD Ameritrade was sleazy for cheating me on money market interest for over six months. Unfortunately, these ridiculous fees are driven by a financial service culture that cares more about its own success than yours. At this point I am hiring a lawyer to resolve the issue. Once you know that you qualify to get started, you can look at additional essential features, such as return rates, investment strategies and how much control you get over your fund. After much phone wrestling to get the options back they want me to apply for a new account, fax Fax?

Not only do they lack the reflexes and infrastructure to get to trades first, they also wind up paying a pretty penny, either because of unfavorable pricing or high fees. The types of investments are just some of the ways you can micro-manage your account. You may have noticed that brokerage firms pay next to no interest on your cash balance or money market funds. Admit that you were greedy but not manipulative, and get a slap on the wrist. Many bugs, freezes every ten minutes, looses connection 20 times a day. Index funds and " nanocap " companies are like oil and water -- they don't mix very well. The only disadvantage is that they only pay 2. Their online system has several flaws that do nothing but cost people money. Hold time can be up to 1 hour. For options orders, an options regulatory fee will apply. I trusted that I was at least getting 0. Take your business to anyone but E-trade. Stock Market. I explained to them that they sent a letter and an email stating I had an account, and requested that I finish the final steps online. Sure, individual investors can play the market with greater ease than ever. There are a plenty of reputable brokerages out there, there is no reason to leave your hard-earned money with this brokerage of a questionable character. I get a different story from each trader, and financial service rep I talk to. He also serves on the Board of Trustees of the University of Pennsylvania and is the Vice Chairman of their endowment investment committee. Also, their staff are not helpful at all.

The information given simply does not add up e. Please read the fund's prospectus carefully before investing. Instead I added checking, for free thank you, and wrote myself a check for free. E-Trade and I are. Market volatility presents an opportunity to generate tax losses to offset your how is yield calculated on preferred stock start your own stock broker gains through a time-proven…. Vanguard achieves this by not charging you for sales loads, sales commissions or online account services. I have to send a check to make up for the monthly fee and the transfer fee to get my own stock. I have had an account with E-trade Financial and closed it on I have found E-Trade to be very good. New York time, and then use a super-fast trading robot to play both sides of the trade in those final minutes. Needless to say, all this comes with a very high fees. However, more involved investors or technophobes may not appreciate this choice. They have repeatedly ignored my directives. However, they all how to sell after hours on td ameritrade best stock app for windows 10 much higher management fees than ETFs issued by Vanguard that track the same or similar indexes. New Ventures. I was devastated.

This fund is yet another knockoff. Below are the best places to open a Roth IRA for every type of investor. I moved my accounts under their umbrella in December and this was the beginning of a series of mishaps on their side — lost faxes, non-response to requests, no returned calls. Up until now my experience has been that banks in the US have been honest. I have mixed feelings about E-Trade. Very easy to make trades and see what is happening in my account. ETF Kickbacks 0. Then I decided to look around and found this page. I highly suggest to stay away from Etrade. Planning for Retirement. I called when I found out that the rate was not what they originally promised and they rudely informed me that they could change the rate anytime they wanted. When it comes to performance, though, these funds differ very little -- at least so far. It took them months and innumerable phone calls, mis-issued checks, inattentive clueless and unresponsive customer service that all revealed a profound incompetence. Avoid this brokerage at all costs! E-Trade is truly terrible and the customer support people do lie to their customers and makeup stories about what really happens. Less than 30 trades a q and they want to bill you for the platforms

This is fraud and a scam at the highest level and must be stopped. They do now allow Drip of the dow stocks. I have found E-Trade to be very good. There are a plenty of reputable brokerages out there, there is no reason to leave your hard-earned money with this brokerage of a questionable character. They opened my account, accepted my money, then lost some papers and locked the account until I sent them an ongoing string, week after week, of redundant papers that they lost. They have the worst customer service and one must jump through all sorts of hoops to get your own money! I have sent 5 cheques to E-Trade which I received from a Californian company. I do like the website, but really miss Harris Direct too. Additional regulatory and exchange fees may apply. Instead of relying on yourself or a human advisor to catch it when your portfolio is unbalanced, this smart system ensures balance and high returns for you. They are not organized or either they are downright crooks. I was referred to Etrade by a professional who said their system is easy to use and they offer a promotion of your first trades for free. He always answers questions by phone or email within 24 hrs. I was irritated but left it alone as I had other issues going on. Stock Market Basics.